Please read these Terms & Conditions carefully before using 92paj. By accessing or using this platform, you confirm that you have read, understood and agree to be bound by these terms. If you do not agree, you must not use this platform.
A plain-English summary of the most important aspects of using 92paj. The full legal text follows below — please read it in its entirety.
92paj is an information and review platform. We do not operate a casino, accept bets, process deposits, hold player funds or act as a gambling operator in any jurisdiction. All content is for educational and informational purposes only.
You must be at least 18 years old — or the higher minimum required by applicable law — to use this platform. You must also comply with local laws in your jurisdiction. Residents of jurisdictions where accessing such content is prohibited must not use 92paj.
92paj provides information about third-party gambling operators. We are not liable for decisions made based on our content, for the conduct of any third-party platform, or for any financial loss incurred through gambling activity. Always verify operator terms independently.
All content on 92paj — including text, design, structure, graphics and code — is the intellectual property of 92paj. Unauthorised reproduction, distribution or commercial use without prior written consent is strictly prohibited.
We make reasonable efforts to keep content accurate and current. However, gambling operator terms, payment methods and bonus offers change frequently. We cannot guarantee the real-time accuracy of all information. Verify with the operator before committing funds.
92paj reserves the right to update these Terms & Conditions at any time. Continued use of the platform after changes are posted constitutes acceptance of the updated terms. The "Last Updated" date at the top of this page will reflect the most recent revision.
Welcome to 92paj (referred to in these Terms as "we", "us", "our" or "the Platform"). 92paj is an independent, English-language online information and review platform operating at the domain 92paj.cam. The Platform is designed to serve Pakistani users seeking educational content, guides and transparent reviews related to online casino gaming and sports betting.
These Terms & Conditions ("Terms") govern your access to and use of the 92paj website, including all pages, content, features and functionality offered through the Platform. By accessing 92paj, you confirm that you have read, understood and agree to these Terms in full.
If you do not agree to any part of these Terms, you must immediately cease using the Platform. These Terms form a legally binding agreement between you and 92paj with respect to your use of this Platform.
Note for Pakistani Users: These Terms apply regardless of your location within Pakistan — whether you are accessing 92paj from Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar or any other city. Users are responsible for ensuring their use of this Platform complies with applicable local law.
For the purposes of these Terms, the following definitions apply:
"Platform" / "92paj" — the website located at 92paj.cam, including all sub-pages, content, design, code and materials made available through it.
"User" / "You" — any person who accesses, browses or otherwise uses the Platform in any capacity.
"Content" — all text, graphics, images, video, audio, data, software, user interfaces and other materials published on the Platform.
"Third-Party Operator" — any online casino, sportsbook, betting exchange or related gambling service that may be discussed, reviewed or referenced within Platform content.
"PKR" — Pakistani Rupee, the lawful currency of Pakistan. Currency references on the Platform are illustrative and for informational context only.
"Applicable Law" — all laws, regulations, statutes and rules of any jurisdiction that apply to the User's access to and use of the Platform, including Pakistan's Prevention of Gambling Act, 1977.
"KYC" — Know Your Customer procedures, being identity and address verification requirements imposed by gambling operators and financial institutions as part of anti-money laundering compliance.
92paj is strictly an information and educational platform. The Platform does not engage in any of the following activities:
All content on 92paj — including guides, reviews, payment information, game descriptions, bonus summaries and VIP tier comparisons — is published for educational and informational purposes only. Users must conduct independent verification with any Third-Party Operator before committing real money to any gambling activity.
Important: 92paj does not hold a Pakistan gambling license and is not affiliated with, endorsed by, or regulated by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan, any provincial authority, or any Pakistani financial institution. Payment references such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank or Bank Alfalah appear on this Platform for contextual familiarity only. None of these providers endorses or supports gambling activity.
Access to and use of the 92paj Platform is subject to the following eligibility requirements:
You must be at least 18 years of age — or the higher minimum age required by applicable law in your jurisdiction or by the license jurisdiction of any gambling operator you may interact with — to access and use this Platform. By using 92paj, you confirm that you meet this age requirement. 92paj reserves the right to restrict access where it reasonably suspects a user is below the applicable minimum age.
You are solely responsible for determining whether accessing this Platform and any linked Third-Party Operator content is lawful in your jurisdiction. Pakistan's Prevention of Gambling Act, 1977 restricts most gambling activities in Pakistan. Online gambling legal status may vary depending on the nature of the activity, the operator's jurisdiction and applicable Pakistani law. 92paj makes no representation that the content of this Platform is appropriate or lawful for access in all locations. If access is unlawful in your location, you must not use this Platform.
The Platform is intended for your personal, non-commercial use. You may not use 92paj content for commercial purposes, including aggregation, resale or redistribution, without prior written consent from 92paj.
By using the 92paj Platform, you agree to the following conditions of use:
Content on the Platform, including payment method guides, bonus summaries, VIP tier descriptions, RTP ranges and withdrawal guides, is provided for educational purposes. PKR amounts shown are illustrative. All figures marked as "examples" are not guaranteed. You must verify current information directly with any Third-Party Operator before acting on it.
You acknowledge that 92paj content does not constitute gambling advice, financial advice or legal advice. You must not make real-money gambling decisions based solely on information found on this Platform. The Platform expressly disclaims any responsibility for the outcome of gambling decisions made in reliance on its content.
You agree not to use any automated tools, bots, scrapers or other software to access, index or extract Platform content in bulk without the prior written consent of 92paj. You agree not to attempt to disrupt, damage or impair the operation of this Platform or its underlying infrastructure.
If you contact 92paj through any enquiry channel, you agree to provide accurate and truthful information. You must not impersonate any other person or entity or provide false identifying information.
The following activities are expressly prohibited when using the 92paj Platform:
Breach of any of these prohibitions may result in immediate termination of your access to the Platform and, where applicable, referral to the relevant legal authorities.
All content, materials and intellectual property published on or through the 92paj Platform — including but not limited to text, articles, guides, reviews, design elements, layout, graphics, colour schemes, code and compilation structures — are the exclusive property of 92paj or its licensors.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial purposes only. This licence does not include:
Unauthorised use of Platform content may give rise to a claim for damages and/or other legal remedies.
The 92paj Platform may contain references to, descriptions of, or informational content about Third-Party Operators — online casinos, sportsbooks, betting platforms and related services. Such references are for informational purposes only.
The inclusion of a Third-Party Operator in 92paj content does not constitute an endorsement, recommendation or warranty of that operator's services, licensing, fairness or suitability for any particular user. Users must independently assess any Third-Party Operator before registering or depositing funds.
92paj is not responsible for the accuracy, completeness or legality of any Third-Party Operator's website, terms and conditions, bonus structures, payment processing, game fairness or customer service. Third-Party Operator terms may change without notice to 92paj.
References to payment services familiar to Pakistani users — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are included for contextual reference only. 92paj does not represent, imply or warrant that any of these services endorse, permit or facilitate gambling transactions. Users must confirm payment method availability and applicable rules directly with both the operator and the payment provider.
The 92paj Platform and all its content is provided on an "as is" and "as available" basis without any warranties, express or implied. 92paj makes no warranty that the Platform will be uninterrupted, error-free, secure or free of viruses or other harmful components.
92paj shall not be liable for any direct, indirect, incidental, consequential, special or punitive damages arising from: (a) your use of or inability to use the Platform; (b) any reliance on Platform content for gambling decisions; (c) any financial loss incurred through gambling activity at any Third-Party Operator; or (d) any error or omission in Platform content. Gambling involves real financial risk and the possibility of total loss. 92paj accepts no responsibility for gambling outcomes.
While 92paj makes reasonable efforts to publish accurate, current and locally relevant content, the online gambling industry changes rapidly. Bonus terms, payment method availability, withdrawal processes and operator policies described on this Platform may have changed since publication. Always verify current information directly with the relevant operator before making any financial commitment.
Users accessing 92paj from Pakistan should be aware of the following legal context. This section is for informational context only and does not constitute legal advice.
This is not legal advice. The legal landscape for online gambling in Pakistan may change. 92paj is not in a position to provide real-time legal guidance. Users must take personal responsibility for understanding and complying with the laws applicable to them.
Your use of the 92paj Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy explains what information we collect when you use the Platform, how we use it, how it is protected, and your rights in relation to that information.
By using this Platform, you consent to the data practices described in our Privacy Policy. If you do not agree to those practices, you must not use this Platform.
92paj does not sell personal data to third parties. We do not share personal information with gambling operators on your behalf. Any personal information you provide when contacting us is used solely for the purpose of responding to your enquiry.
92paj is committed to promoting responsible gambling practices in all of its content. The following principles are integral to the Platform's editorial policy and form part of our Terms:
For detailed guidance on responsible gambling tools, self-exclusion procedures and support resources, please visit our dedicated Responsible Gambling page.
92paj reserves the right to amend, revise, update or replace these Terms & Conditions at any time, at its sole discretion and without prior notice to users. Amendments will take effect immediately upon posting to the Platform.
The "Last Updated" date displayed at the top of this page will indicate when the most recent revision was made. We encourage you to review these Terms periodically to remain informed of any changes.
Your continued use of the Platform after any amendment to these Terms constitutes your acceptance of the revised Terms. If you do not agree with any amended Terms, you must immediately cease using the Platform.
These Terms & Conditions shall be governed by and construed in accordance with applicable law. As 92paj serves an international audience including Pakistani users, the interpretation of these Terms shall be consistent with general principles of online information publishing.
92paj makes no representation that the Platform or its content is appropriate for use in all jurisdictions. Users accessing the Platform from Pakistan or any other jurisdiction do so at their own initiative and are solely responsible for compliance with all applicable local laws.
Nothing in these Terms constitutes a submission by 92paj to the jurisdiction of any particular court or regulatory authority. Any dispute arising from these Terms should be raised with 92paj in the first instance via the contact details provided in Section 15.
If you have questions, concerns or requests relating to these Terms & Conditions, or if you wish to report a potential breach of these Terms, please contact 92paj using the details below. All contact is via email. Email addresses are provided as plain text only — they are not clickable links.
Email (plain text — not a link):
[email protected]Response time: typically within 2–3 business days for editorial or legal correspondence. 92paj does not provide real-time gambling support — for account, payment or technical issues relating to a Third-Party Operator, contact that operator directly.
If you believe any content on 92paj is factually inaccurate, outdated or otherwise in need of correction, please contact us with specific details. We take editorial correction requests seriously and aim to address legitimate concerns promptly.
These Terms work alongside our Privacy Policy and Responsible Gambling guide to give you a complete picture of how 92paj operates and what you can expect from us as a Pakistani user.
18+ only | Adults only | Local laws may restrict gambling | Not for use where prohibited